Healthcare Services
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For Employers & Health Insurers
We work with many of the different perspectives in healthcare and have an incredibly extensive picture of today’s healthcare landscape. This allows us to provide invaluable risk management and other actuarial consulting services to our clients; all of which we tailor to help them understand and better manage the financial risk associated with their health and welfare plans, including retiree medical benefits.

Self-Funded
Health Plans
Determine your best options for self-funding your employee health benefits.

Government
Programs
Get meaningful data-driven insights on your federal and state healthcare programs.

Experience
Reporting
An extensive analysis and view of your plan’s data over a certain period time

Retiree
Valuations
Expert actuarial valuations of government and private retiree health plans.
For Insurance Carriers
We offer a wide range of actuarial services to help you manage financial risk and market uncertainty while staying competitive.
- Loss-ratio reporting
- Rate-setting reviews
- Regulatory rate reviews
- Cash-flow testing
- Sensitivity testing
- Statutory actuarial opinions
- Gross premium valuations
- Recommendations for fully insured rates
- Representation as an appointed actuary
- Drafting health insurance policy forms
- Actuarial reports and filings required by state regulators
- Submissions of policies to state insurance departments
- Assistance with complying with insurance valuation regulations
- Estimation of claim & policy reserves for statutory, GAAP, & tax purposes
- Assistance completing the actuarial components of financial statements


Pricing, Modeling, Compliance & Certifications
Benefit Pricing & Plan Design
Determine what the latest regulations will cost your company, and if your current design or a new design will save you money.
Actuarial Value Calculations
Determine if your plan meets the ACA requirements and which plan it is closest to: platinum, gold, silver, or bronze.
Expert Witness
Mediation and lawsuit support as it relates to the fairness of legal decisions involving complex and specialized financial risk.

Medicare Part D Compliance
Value testing, qualified attestations, and credible coverage determinations for the Part D Retiree Drug Subsidy & Part D qualification.
Actuarial Certifications
For healthcare reform grants and other projects requiring actuarial certification by a qualified, credentialed actuary.
Cost Projections
Make wise business decisions with actuarial modeling that will help you forecast cost and revenue into the future.
Benefit Pricing & Plan Design
Determine what the latest regulations will cost your company, and if your current design or a new design will save you money.
Actuarial Certifications
For healthcare reform grants and other projects requiring actuarial certification by a qualified, credentialed actuary.
Expert Witness
Mediation and lawsuit support as it relates to the fairness of legal decisions involving complex and specialized financial risk.
Medicare Part D Compliance
Value testing, qualified attestations, and credible coverage determinations for the Part D Retiree Drug Subsidy & Part D qualification.
Actuarial Value Calculations
Determine if your plan meets the ACA requirements and which plan it is closest to: platinum, gold, silver, or bronze.
Cost Projections
Make wise business decisions with actuarial modeling that will help you forecast cost and revenue into the future.